Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Playalinda Beach is one of the private, nude beaches that beckon explorers of all ages. There are few cities in the U.S. with more 55+ communities than Boynton Beach. US News and World Report ranked this wonderful city among one of the best towns for retirees. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is It is a rural community with a lot of the benefits of living in the big city. It is free and quick. Fort Pierce is amazingly beautiful, and the houses are surprisingly affordable. Naples is one of the most sought-after places to live with plenty of golf courses, shops and restaurants close by. In the downtown area, youll discover some lovely early-1900 buildings and exhibits at the Historical Museum. Lewes/Rehoboth Beach, Delaware. With pristine waters, soft white sand, and crystal blue skies they offer an unrivaled view for any person who visits this city to enjoy life at its fullest. Nestled on an isolated barrier island that boasts only six miles of the commercial district, Naples is known as one of the most wealthy towns in Florida. Check out Zillow for the latest listings. The median annual property taxes add up to $1,267. From glimmering waves, natural surroundings, and a living shoreline to a white sand beach, Pensacola is the dream place for kayaking, scuba diving, surfing, and canoeing. The Sunrise City is approximately 29 square miles, diverse with heritage, culture and contemporary activities to perform. With homes valued at around $168,300, the median housing cost is $1,209 a month and the median annual property tax is $2,265. Here are seven of the nation's best 55+ communities near a beach. The downtown and waterfront areas offer residents shopping, dining, and other attractions. Many Florida cities have high desirability ratings based on a U.S. News online survey about where people age 45 and older are most interested in retiring. The cost of living is 37% higher than the average. It is a great place to live and buy property because of the affordable cost of living. Wichita, KS affords residents the opportunity to enjoy low rent prices with a 1-bedroom median rent price of $638. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. The large community has various purchase restrictions, including a minimum age, and in some cases. Located in Volusia County close to Daytona Beach, Port Orange offers residents an attractive alternative to the more tourist-friendly areas immediately surrounding it, while still being conveniently located to the beach and other attractions. Piper Aircraft located here offers good employment opportunities to the people. It comes as no surprise that not everyone knows about springs in Orlando. The city is packed with professional drivers and IT and crew professionals. This thriving community has grown tremendously over time. The median home price is $157,900, and the median rent is $1,013. Keep a lookout for ospreys, eagles and great horned owls flying overhead. With a population of 185,000 friendly people, Cape Coral has still maintained a small-town feel. Breweries in Tampa will fill your youthful soul and thirst. It is home to Wellen Park, a top-selling master-planned community but there are many other neighborhoods. The most important data points were cost (cost of living, median home values, median income and home prices), state taxes, transit score, walk score, volunteer opportunities, clime and 55+ community selection. The sun may be hot but youll never regret taking time out during one of these scorching days underwater where temperatures will help cool off before heading back. is in violation of the regulations of this system. With amazing waterways, happening city life, lovely restaurants, there are many places to enjoy on your day trips from Tampa. (Getty . Titusville is thecheapest place to live on the Florida coast,famous for gorgeous beaches, memorable sunsets and rocket launching. You can go fishing for speckled trout and flounder at Sabine Lake and keep a look out for warblers and thrushes at Sabine Woods. While that might rule out a comfortable life in expensive beach towns like Naples, Florida, and Hilton Head, South Carolina, that doesn't mean life by the ocean is out of reach for the average retiree. Pensacola is Floridas most affordable beach city and its a beautiful place to retire, with idyllic white sand beaches, rivers, bayous and bays. It sits just across from Tampa Bay and has clear blue waters for miles upon end along its beautiful beaches. Titusville is situated in the Space Coast region of Florida, so it is not quite as well known as other areas. The vibrant arts scene, bustling food culture, and great neighborhoods in Sarasota are what make it one of the most popular cities for retirees. For example, every spring they have a Beach Art Festival where local artists come to showcase their work and sell their pieces at the beach. Information and timely news from our team of trusted money specialists. Myrtle Beach is a popular vacation destination but its also pretty affordable to live in on a permanent basis. Given the fact that you can find a single family home here for cheaper than most other parts of the country, this is a great place to consider moving to if Florida is on your list. This Gulf Coast city features some glorious nature trails and lagoons and wetlands. With its lush greenery, this historic town offers an abundance of options when it comes to housing communities. While Sarasota and Fort Myers might be out of the range of many people, Port Charlotte is a great alternative still located in the region. Some, likeSun City Center, go back decades, while others, likeDel Webb Bexley, are just a few years old. Read Todays Top Story: South Florida buyers are getting more for their money. It's all part of the SECURE 2.0 Act, signed into law by Congress in December 2022.. Retirement Planning: Average 401(k) Balances Fell 20% in 2022 Will It Be a Trend? You will find beach towns on both coasts that are quite affordable. Dont forget to compare health insurance rates to find an affordable policy that gives you great coverage as part of your retirement plan. Located on Florida's Gulf Coast, the Fort Myers metro area boasts a number of beaches within its reach, such as Fort Myers Beach and Sanibel and Captiva islands. Pensacola, a small beach town in Floridais accessible from New Orleans, Mississippi, Gulfport, Mobile, Alabama, and many southern cities. Other companies like Brown & Brown offer jobs to commerce students, Embrey-Riddle Aeronautical University offers jobs to teachers, and International Speedway Corporation offers jobs to automotive engineers and mechanics and many more. Live everyday like youre at a summer resort at Ormond Beach in Florida and enjoy clear blue waters and peachy orange sands. Downtown Delray Beach is a lively area with lots of activity happening all the time. Floridas home prices rose higher than any other state in 2022, South Floridas luxury real estate market saw return to normal in 2022, Price it right with three simple questions, Learn and get certified on the fundamentals of real estate, Get your free 2023 real estate business plan, Train and certify your assistant for success. Beach access is only a short drive away from your Naples home which makes it an even more attractive option to consider when searching for the perfect retirement destination in Florida. Many of the homes there are priced below $100,000, although higher price points and more luxurious communities are available. Permission and instructions to access this system can be obtained from the SmartAsset access control In 2021, Travel + Leisures released a list stating Clearwater Beach as one of the 14 best beaches in Florida. Costa d'Este Beach Resort & Spa sits steps from the sand and wraps perks like beach cruiser bikes, stand-up paddle boards, and sea . Titusville. Since you don't currently live in a coastal community, this means you're going to need to pack up and move . The list ranges from traditional retirement destinations to bigger northern cities to some surprising places out west. You will be amazed at how far your money will go compared to the beauty and ambiance of the region. Median Home Value: $239,600. You do not have to be a race car enthusiast to enjoy all that Daytona Beach has to offer. The state of Florida is quickly becoming a hot spot for those looking to retire and become part-time residents. Gulfport is one of Mississippis biggest cities, so you wont lack for amenities. The area is best known for its 20+ lush green golf courses where people from all walks of life come to enjoy the game and each others company. One can always find shells or teeth from sharks here onshore as well. In Essex, the median home value is just $191,400 compared to the states median home value of $370,300, according to Zillow. Well, you can turn this dream into a reality because we are going to reveal the best beach towns in Florida to retire. To calculate the most affordable beach towns we incorporated the following metrics: The information on this page is aggregated from third-party sources and presented as-is for your convenience. Read Also: 12 Epic Day Trips From Tampa For Less Than $150. And while Miami scored high marks for public transportation, weather, and. We adhere to strict standards of editorial integrity to help you make decisions with confidence. While being a snowbird may seem like a lot of fun, there is much more that goes into becoming a snowbird than just flying to Florida. As an Amazon Associate I earn from qualifying purchases and referring traffic and business to Amazon and other companies linked to on this site. Living out your golden years in this city wont cost you much, when the median monthly housing cost is only $981. The city has an average temperature of 44 degrees during January, meaning that it never gets too cold. Consider Hobe Sounds gorgeous sandy beaches, green parks and abundant golf courses if youre settling down in the Sunshine State for your retirement. The content provided on MoneyWise is information to help users become financially literate. Live everyday like youre on vacation in these American coastal towns with spectacular views and bargain prices. Reproduction in whole or in part without permission is prohibited. Pensacola Beach is a popular attraction spot attracting tourists all over the world. Downtown Delray Beach is a lively area with lots of activity happening all the time. A recent U.S. News analysis compared the 150 largest metropolitan areas in the United States as potential retirement spots, including data on housing affordability, happiness, desirability, retiree. Although its one of the Space Coasts most populated metro areas, Melbourne still retains a small-town quality that makes it attractive to families, single professionals, and retirees alike. When it comes to buying a home here, you will find that the median value is only a shade over $135,000. Based on this data, the following are 10 affordable beach towns in Florida to consider. The Manatee Observation and Education Center offers environmental education and wildlife observation centers. Fort Myers is located along Florida's Gulf Coast and the Caloosahatchee River. The year-round warm weather in most parts of Florida is a blessing for seniors suffering from arthritis. The median home value sits at $169,000 and annual property taxes will cost you around $1,300. Are Snowbirds Florida Residents? The biggest drawback of this beautiful town is the crime rate which is higher than both the national and state average. Head to the local restaurants for some fresh gulf seafood or book a charter and reel in some fish yourself. This is a great combination if you are looking for an affordable beach town in Florida. Just bear in mind that as a resident you will have to contend with crowds of tourists, especially in the summer. However, the unique powdery white quartz sand on Siesta Beach is one of the main and well-known attraction spots. Coming in at No. 1. Motorcycles and race fans gather during summer vacation to enjoy the beautiful weather that lasts all year round here. However, its serene lifestyle should not fool you as there is so much to see and do here. Please register to post and access all features of our very popular forum. Unsurprisingly, we're starting on Florida's Atlantic Coast in Palm Beach County. Big Pine Key. Specifically, we examined the following four metrics: Home value. In any case, let us discuss some of the best beach towns for retirement in Florida. Add to that the reality that many of the communities in Palm Bay do not have the added expense of a Homeowners Association and it is easy to see why so many people are choosing to move here. Theres plenty more than just great food and culture though; historic landmarks like The Ponce Inlet Lighthouse make this city all kinds of special. Shreveport, LA comes in at $700, while Des Moines, IA holds at $785. This amazing town is known for its beaches where early automobile speed demons would race and break records. Plus, there is also the Amelia Island Museum of History for those who want to learn more about Fernandina Beachs culture and history. The area has a solid walk score and transit score too, on top of great weather year-round. Research shows Americans are spending more on gambling and gaming despite inflation concerns. Islamorada is known as the Sportfishing Capital of the World, hosting a larger fishing fleet per square mile than anywhere else on the planet. A: Floridas alluring Space Coast, Melbourne Beach is the best affordable destination in Florida. We then added several affordability metrics from the most recent U.S. Census data as well as national weather data from Sperlings Best Places. Titusville,the cheapest beach town in Floridais gifted with an unspoiled natural landscape and 24 miles of protected coastline with gorgeous views. 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